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About Us

Insurance doesn’t have to be complicated, and it shouldn’t waste your time. At Cost Wise Insurance, we make protection simple, strategic, and cost-efficient. As a full-service Insurance Super Center, our licensed specialists focus on delivering smart coverage solutions that protect your home, business, and future, without unnecessary complexity or expense.

SBCS Badge 2024

We specialize in personal and business insurance. Think 3 H’s. Home  (High Valued), Habitation al ( Apartment, HOA’s , Condo Association) and Non-habitational buildings (office, retail stores) and  Health Care Industries. ( Residential Care for Elders, Caregivers, Medical Wellness spa and the like) 

We are proud to provide a full suite of personal insurance protection including car insurance, home insurance, excess liability umbrella insurance, renters insurance, jewelry insurance, boat insurance, motorcycle insurance, and life insurance . We are a trusted provider of National Life Group, one of the oldest and leading life insurance providers in Northern America.

Our team has also received the SBCS (Small Business Commercial Specialist)  designation from The Hartford Company. 

We pride ourselves on being voted best, and our licensed specialists strive to maintain the same level of 5-star reviews and superior service that our clients have come to expect.

We access multiple top-rated insurance companies to find you the best value. All quotes are free.

An Independent Advantage

We are Independent Agents in Studio City, California, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Cost Wise Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Associations
Professional Associations:
  • Chartered Life Underwriter (CLU)
  • Life Underwriter Training Council Fellow (LUTCF)
  • Small Business Commercial Specialist (SBCS)